Navigating Crazy Tax Laws

December 31, 2025

At our firm, safeguarding our clients’ interests is our highest priority. We strive to achieve strong returns without taking unnecessary risks while prioritizing long-term security. And we, of course, know that the after tax, after fee return is what counts, so minimizing taxes is an important component. Almost everyone we know thinks their tax rate is too high and the tax laws are too complex. While President Trump's “Big Beautiful Bill” has reduced many taxes, ranging from no tax on tips and overtime to reducing tax rates for many older Americans, the overall system continues to get more and more challenging for the average person to follow. Lots of tax benefits get “phased out” for higher income taxpayers and charitable gifting is now much more complicated if you want a tax benefit for your gift.

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Founded more than 30 years ago, L. Roy Papp & Associates is focused on helping high-net-worth and institutional investors achieve long-term financial objectives. Our breadth of experience has prepared us to advise our clients on the sometimes complex financial matters surrounding many of life's events, such as retirement, funding education, planning for your legacy, starting or selling a business, funding a trust or giving to charity.

As a fiduciary, our goal is to get to know our clients well and understand their financial needs. Portfolios are constructed based on clients' investment objectives and risk tolerance. As active managers with a long-term perspective, we do our own research, consulting with you about any recommended changes.

Learn more about solutions from L. Roy Papp & Associates for custom portfolio design and management, comprehensive financial planning, tax planning and advice for your financial needs.